* Loantovalue should be kept under control (Edward Hadas, The Daily Telegraph)

And if house prices start rising too rapidly, cut the maximum loan-to-value ratio say to 70pc. Such a prescription is rightly being considered by the G20 in response to the current crisis.

* Bernanke: financial innovation needs regulation (Martin Crutsinger, The Pantagraph)

Federal Reserve Chairman Ben Bernanke said Friday that financial innovation is good for the economy but should be properly regulated.

* Cal Neva foreclosure: no bids offered at Wednesday auctions (Annie Flanzraich, N Lake Tahoe Bonanza)

Nev. No bids were offered Wednesday in a pair of public foreclosure sales auctions regarding the Cal Neva Resort, Spa and Casino in Lake Tahoe.

* To Rent or Buy in 2009? (Sara Sutachan, California Real Estate)

Given recent changes in home prices and the current low mortgage rate climate, there have been significant gains in affordability for prospective first-time homeowners. Earlier in 2009, a provision in the Stimulus Bill provided for a first-time Homebuyer Tax Credit of 10 percent of the purchase price of the home up to $8,000. The CALIFORNIA ASSOCIATION OF REALTORS´┐Ż analyzed the difference betw…

* How old is too old to work? (Kathleen Doheny, KPLC)

April 10 (HealthDay News) — Debate about the ideal age to retire has been going on for years. But with the U.S. economy in a dramatic slump, the flip side of that question — how old is too old to work? — has become uppermost in many people’s minds.

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* Mesa County foreclosures increase again (Marija B. Vader, Grand Junction Free Press)

Colo. The number of foreclosures in Mesa County climbed an additional 20 percent over the same period last year.

* Will you have cash after the closing? (Bob Kieber, Summit Daily News)

When a buyer plans on the purchase of a home, whether it is a primary home, a vacation home or an investment property, they tend to forget one thing in their figures, that is a Reserve. The buyer works with the real estate agent on the price and the mortgage professional on the mortgage program and interest rate, plus the down payment needed and the costs involved for the closing but most buyer…

* Got an ARM? Now might be the time to refinance (Connie Thompson, KPIC)

The Federal Reserve just threw more than a trillion dollars at the housing market, and now we’re looking at some of the lowest mortgage rates in years.

* The top 10 questions about loan modifications (Paul Clement, Grand Junction Free Press)

For many people trying to avoid foreclosure, the process of renegotiating their loan can be difficult to understand. If you are considering contacting your lender to try and arrange for a loan modification in order to avoid foreclosure, ensure that you are adequately prepared and able to present your case in the best possible light by getting as much information upfront as you can. I have compi…

* Germany to Take Hypo RE Stake (Ulrike Dauer, Barron’s)

–Troubled mortgage financier Hypo Real Estate Holding AG Saturday said its supervisory board and the German government agreed on a further capital boost by the government aimed to achieve sufficient recapitalization of Hypo RE, with the government taking an initial 8.7% stake. in Hypo RE.

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