* Who really killed bankruptcy reform? (Emily.Flitter, American Banker)

The banking industry expressed grave fears over the mortgage cramdown legislation that failed in a Senate vote last week , but a post-mortem on the scene makes that anxiety seem a little overhyped. With so many different groups vying to kill the legislation, the vote last week was never a nail-biter.

* Empty neighborhoods fill Rust Belt (Dan Sewell, The Washington Examiner)

Painted murals spruce up a boarded-up building on Race St. in the Over-the-Rhine neighborhood of Cincinnati, Ohio, Thursday, April 9, 2009. The neighborhood, which took its name from early German immigrants, is highlighted by its 19th century Italianate architecture. Now, roughly two of every three homes there are vacant or used by squatters in some streches. (AP Photo/Al Behrman)

* Bankers Worry: Worst Is Yet To Come (David Wessel, Wall Street Journal)

New loans may be profitable, given how cheaply banks can borrow today. But many banks are still worrying about whether they ll get paid back on old loans.

* Town cracks down on tax delinquents (Bettina Thiel, Lewisboro Ledger)

The town is moving to pressure tax delinquents into paying up their tax debt in an effort to raise revenue.

* The other mortgage insurance (Scott Van Voorhis, Boston Globe)

Whenever I mention Private Mortgage Insurance (PMI), the insurance that covers the lender against your default, readers get confused. Where is the insurance that covers us, if we cant pay our mortgage? There are such programs for auto loans. Does such a thing exist for mortgage loans? Yes, Virginia, it does exist.

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